Adyenvs
Mollie
Both score similarly on sovereignty (82 vs 82). The right choice depends on the details below – open source, self-hosting, pricing and focus.
Score comparison
| Adyen | Mollie | |
|---|---|---|
| Sovereignty | 82 | 82 |
| Privacy | 80 | 80 |
| Open Source | 10 | 10 |
| Business fit | 86 | 88 |
| Migration ease | 64 | 60 |
| Pricing transparency | 76 | 88 |
| Enterprise readiness | 92 | 84 |
Features & facts
| Adyen | Mollie | |
|---|---|---|
| Country | Netherlands | Netherlands |
| Open Source | No | No |
| Self-Hosting | No | No |
| Cloud/SaaS | Yes | Yes |
| EU data residency | Yes | Yes |
| DPA / AV-Vertrag | Yes | Yes |
| ISO 27001 | unknown | unknown |
| Data location | EU/EEA (European infrastructure) | EU/EEA (European data centers, EU jurisdiction) |
| From | on request | on request |
| Founded | 2006 | 2004 |
Adyen
Netherlands
Dutch enterprise payment platform with a European banking licence – online, in-store and marketplace payments from one provider.
Strengths
- European banking licence (acquiring bank), deep payment chain
- Online, in-store and marketplace payments on one platform
- Transparent interchange++ pricing with no monthly fee
- Built for high volumes and international companies
Weaknesses
- Not open source, no self-hosting
- Strongly geared to larger companies – often too complex for small shops
- Higher minimums and integration effort than SMB PSPs
Mollie
Netherlands
Dutch payment provider with an EU licence and EU data processing – a European alternative to Stripe and PayPal.
Strengths
- EU licence (e-money institution) and payment processing in the EU/EEA
- Broad European payment methods (iDEAL, Bancontact, SEPA, card)
- Transparent, transaction-based pricing with no monthly fee
- Easy integration into common shop and platform systems
Weaknesses
- Not open source, no self-hosting (payment SaaS)
- Only for companies from the EEA, UK and Switzerland
- Less developer-platform depth than the US market leader
Choose Adyen if…
- Enterprise and omnichannel merchants
- High-volume marketplaces and platforms
- International companies with EU payment needs
Choose Mollie if…
- European online shops and marketplaces
- SMBs wanting to offer European payment methods
- Platforms needing EU payment processing
Scores are editorial orientation, not legal advice. Details are based on public provider information and are not independently verified.