Paysera
EU verifiedLithuanian e-money institution from Vilnius for accounts, payments and payment acceptance – EU-licensed, data in the EEA.
Paysera is a European fintech from Lithuania that bundles accounts (IBAN), international transfers, currency exchange and payment acceptance for businesses. It is operated by Paysera LT, UAB, an e-money institution supervised by the Bank of Lithuania (licence LB000251, Lithuania's first e-money licence in 2012). There are checkout integrations for online shops, plus cards, mass payments and an app. According to the provider, personal data is processed within the EEA; the pricing model is transaction-based and the account itself is generally free. As a regulated EU payment institution, Paysera is a sovereign alternative to US-centric payment providers – but it is not open source.
Note on ownership: Paysera is a Lithuanian fintech from Vilnius (founded 2004 as EVP International). Paysera LT, UAB is licensed by the Bank of Lithuania as an e-money institution (authorisation LB000251) – the country's first e-money licence in 2012. According to its privacy policy, personal data is generally processed and stored within the EEA; only for certain partner services are transfers made to third countries, then safeguarded by EU Standard Contractual Clauses.
Strengths
- EU-licensed and supervised e-money institution (Bank of Lithuania)
- Data processing within the EEA
- Broad feature set: account, payment acceptance, currency exchange
- Transparent, transaction-based pricing
Weaknesses
- Not open source
- Some partner transfers to third countries (via EU Standard Contractual Clauses)
- Fewer enterprise features than large international PSPs
- ISO 27001 status not publicly confirmed
Best for
- • SMEs and freelancers looking for an EU-regulated payment account
- • Online shops needing low-cost payment acceptance
Less suited for
- • Teams that strictly require open source or on-premises
Sovereignty Score & weitere Bewertungen
In der EU (Litauen) lizenziertes und beaufsichtigtes E-Geld-Institut mit Datenverarbeitung im EWR – souveräne Alternative zu US-PSPs. Proprietär; einzelne Partnerübermittlungen in Drittländer über Standardvertragsklauseln.
The Sovereignty Score is an editorial orientation aid, not legal advice. How we rate.
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Sources & notes
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