AdyenvsPaysera
Both score similarly on sovereignty (82 vs 78). The right choice depends on the details below – open source, self-hosting, pricing and focus.
Score comparison
| Adyen | Paysera | |
|---|---|---|
| Sovereignty | 82 | 78 |
| Privacy | 80 | 72 |
| Open Source | 10 | 10 |
| Business fit | 86 | 72 |
| Migration ease | 64 | 55 |
| Pricing transparency | 76 | 70 |
| Enterprise readiness | 92 | 66 |
Features & facts
| Adyen | Paysera | |
|---|---|---|
| Country | Netherlands | Lithuania |
| Open Source | No | No |
| Self-Hosting | No | No |
| Cloud/SaaS | Yes | Yes |
| EU data residency | Yes | Yes |
| DPA / AV-Vertrag | Yes | Yes |
| ISO 27001 | unknown | unknown |
| Data location | EU/EEA (European infrastructure) | EU/EEA (processing within the EEA; individual partner transfers to third countries via EU Standard Contractual Clauses) |
| From | on request | on request |
| Founded | 2006 | 2004 |
Adyen
Netherlands
Dutch enterprise payment platform with a European banking licence – online, in-store and marketplace payments from one provider.
Strengths
- European banking licence (acquiring bank), deep payment chain
- Online, in-store and marketplace payments on one platform
- Transparent interchange++ pricing with no monthly fee
- Built for high volumes and international companies
Weaknesses
- Not open source, no self-hosting
- Strongly geared to larger companies – often too complex for small shops
- Higher minimums and integration effort than SMB PSPs
Paysera
Lithuania
Lithuanian e-money institution from Vilnius for accounts, payments and payment acceptance – EU-licensed, data in the EEA.
Strengths
- EU-licensed and supervised e-money institution (Bank of Lithuania)
- Data processing within the EEA
- Broad feature set: account, payment acceptance, currency exchange
- Transparent, transaction-based pricing
Weaknesses
- Not open source
- Some partner transfers to third countries (via EU Standard Contractual Clauses)
- Fewer enterprise features than large international PSPs
- ISO 27001 status not publicly confirmed
Choose Adyen if…
- Enterprise and omnichannel merchants
- High-volume marketplaces and platforms
- International companies with EU payment needs
Choose Paysera if…
- SMEs and freelancers looking for an EU-regulated payment account
- Online shops needing low-cost payment acceptance
Scores are editorial orientation, not legal advice. Details are based on public provider information and are not independently verified.